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Where digital nomads keep the most money in Europe

The visa that lets you keep the most isn't always the lowest-tax one; cheap living counts just as much. This ranks every nomad-visa country by the monthly income left after both tax and typical living costs (modelled on €60k/year, one person incl. rent). Indicative, so run your own number in the calculator.

Ranked by Kept / mo (≈€60k/yr)

  1. 1TurkeyForeign income (foreign account) generally untaxed€5,000
  2. 2Georgia1% turnover (Small Business Status) · Tbilisi living€3,850
  3. 3MontenegroDigital Nomad Visa, foreign-source income exempt (Art. 32d PIT Law) · Podgorica living€3,700
  4. 4CroatiaDigital nomad status, foreign work income tax-exempt (Art. 9(1)(26) PITA) · Split living€3,500
  5. 5BulgariaFlat 10% personal income tax (worldwide income for residents) · Sofia living€3,200
  6. 6RomaniaFlat 10% PIT on worldwide income (DNV foreign-salary exemption is lost once tax-resident) · Bucharest living€3,100
  7. 7AlbaniaProgressive PIT (13% / 23%); worldwide income once resident · Tirana living€2,897
  8. 8Greece50% reduction (7 yrs) · Athens living€2,750
  9. 9LatviaDNV OECD-citizen 15% flat PIT (first 365 days) · Riga living€2,750
  10. 10MaltaNomad Residence Permit, 10% flat on authorised work income (12-mo exemption first) · Valletta living€2,600
  11. 11CyprusProgressive PIT (0% to EUR 22k) + non-dom exemption on foreign dividends/interest · Limassol living€2,275
  12. 12EstoniaFlat 22% income tax (worldwide income, resident) · Tallinn living€2,200
  13. 13IcelandShort stay, not Icelandic tax-resident · Reykjavík living€2,200
  14. 14SpainBeckham Law (special expat regime), 24% flat on employment income up to EUR 600k (6 yrs) · Madrid living€1,700
  15. 15Czechia15% flat (lower with trade-licence deduction) · Prague living€1,500
  16. 16GermanyOrdinary progressive income tax (14%–42%/45%), no special nomad regime · Berlin living€1,325
  17. 17HungaryHungary flat PIT, 15% on worldwide income (resident) · Budapest living€1,275
  18. 18ItalyImpatriate regime, 50% exemption on progressive IRPEF (5 yrs) · Milan living€522
  19. 19NorwayOrdinary tax: 22% flat base + bracket tax (trinnskatt) on personal income · Oslo living€500
  20. 20PortugalOrdinary progressive IRS (worldwide income), IFICI/NHR 2.0 generally unavailable to plain remote workers · Lisbon living€405
  21. 21SloveniaOrdinary progressive PIT (16-50%, worldwide income, no special nomad regime) · Ljubljana living€-55
Run your own number →

Common questions

Where do digital nomads keep the most money in Europe after tax and living costs?

Turkey ranks first at €5,000. Ranked by kept / mo (≈€60k/yr), the leaders are: Turkey (€5,000), Georgia (€3,850), Montenegro (€3,700). Figures are indicative; see each country's page for the source-country-specific detail.

How many European digital nomad visas are in this ranking?

21 European nomad-visa countries are ranked here, including Turkey, Georgia, Montenegro, Croatia, Bulgaria, and more. The list is generated from the live Expatlas catalogue, so it stays current as programmes change.

Ranked from Expatlas's live catalogue. Figures are indicative. Confirm the specifics on each country's page, and remember the requirements change with your passport.

Where digital nomads keep the most money in Europe | Expatlas