Where digital nomads keep the most money in Europe
The visa that lets you keep the most isn't always the lowest-tax one; cheap living counts just as much. This ranks every nomad-visa country by the monthly income left after both tax and typical living costs (modelled on €60k/year, one person incl. rent). Indicative, so run your own number in the calculator.
Ranked by Kept / mo (≈€60k/yr)
- 1TurkeyForeign income (foreign account) generally untaxed€5,000
- 2Georgia1% turnover (Small Business Status) · Tbilisi living€3,850
- 3HungaryForeign income exempt (White Card) · Budapest living€3,600
- 4CroatiaForeign income not taxed · Split living€3,500
- 5Romania10% flat (foreign income may be exempt 6 mo) · Bucharest living€3,100
- 6Montenegro9 / 15% (income not from local sources) · Podgorica living€3,010
- 7AlbaniaProgressive — 13 / 23% · Tirana living€2,867
- 8Greece50% reduction (7 yrs) · Athens living€2,750
- 9Bulgaria10% flat · Sofia living€2,500
- 10IcelandShort stay — not Icelandic tax-resident · Reykjavík living€2,200
- 11Malta10% flat (after 12 months tax-free) · Valletta living€1,850
- 12SpainBeckham law — 24% flat (up to 6 yrs) · Madrid living€1,700
- 13Czechia15% flat (lower with trade-licence deduction) · Prague living€1,500
- 14CyprusNon-dom; employment income 0–35% progressive · Limassol living€1,143
- 15NorwayProgressive + ~7.8% social · Oslo living€1,008
- 16PortugalIFICI — ~20% flat (eligible income) · Lisbon living€930
- 17LatviaProgressive — 20 / 23 / 31% · Riga living€850
- 18ItalyImpatriate — 50% exemption (5 yrs) · Milan living€775
- 19GermanyProgressive — 14–45% + social · Berlin living€775
- 20Estonia20% flat (once tax-resident) · Tallinn living€650
- 21SloveniaProgressive — up to 50% · Ljubljana living€68
Common questions
Where do digital nomads keep the most money in Europe after tax and living costs?
Turkey ranks first at €5,000. Ranked by kept / mo (≈€60k/yr), the leaders are: Turkey (€5,000), Georgia (€3,850), Hungary (€3,600). Figures are indicative; see each country's page for the source-country-specific detail.
How many European digital nomad visas are in this ranking?
21 European nomad-visa countries are ranked here, including Turkey, Georgia, Hungary, Croatia, Romania, and more. The list is generated from the live Expatlas catalogue, so it stays current as programmes change.
Ranked from Expatlas's live catalogue. Figures are indicative. Confirm the specifics on each country's page, and remember the requirements change with your passport.